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£69
For the more ambiguous dress codes, these penny loafers excel at leaving you looking dressed up but still relaxed and simplistic. Featuring a crocodile-embossed finish and covered square-toe design, it is hard to resist not wearing these penny loafers on a daily basis. Finished in a classy soft yellow hue, they open up a world of styling possibilities as well. Try them on with a pantsuit and accessorise with a pair of cat-eye glasses for a stylish finish.
An accessible brand with genuine kudos, Charles & Keith has put the creativity back into affordable accessories. Its shoe and bag collections are always on the money, making them a hit with the British style press. Although it’s a global brand, it’s a relative newcomer to the British high street, so our advice is to get it early before everyone catches on.